Terms of Use

Educational purpose. Content on this site is for education. It is not a binding offer of insurance and does not create an agent-client relationship until a licensed agent formally engages with you.

No online quoting. This site does not provide instant insurance quotes. Any pricing discussion happens in a consultation with a licensed agent.

Coverage terms. Actual coverage terms, exclusions, and eligibility are governed by the specific carrier and policy documents you receive.

Third-party links. External links are provided for convenience. We're not responsible for third-party content.

Changes. We may update these terms. Continued use of the site constitutes acceptance.